/* =====================================================================
   BecaPay · Sistema de diseño de la landing (2026-10-28)
   Una sola capa que unifica todas las secciones con el manual de marca:
   negro #000000 · amarillo #F3BA2F · blanco · gris oscuro #1E1E1E · gris medio #4D4D4D
   Títulos: Montserrat Bold · Texto: Inter · Botones y etiquetas: Poppins
   Se carga al final del <head> para mandar sobre la plantilla original.
   ===================================================================== */
:root {
  --bp-negro: #000000;
  --bp-amarillo: #F3BA2F;
  --bp-amarillo-suave: rgba(243, 186, 47, 0.12);
  --bp-amarillo-borde: rgba(243, 186, 47, 0.35);
  --bp-blanco: #FFFFFF;
  --bp-gris-o: #1E1E1E;
  --bp-gris-m: #4D4D4D;
  --bp-card: #0F0F10;
  --bp-card-2: #141414;
  --bp-borde: rgba(255, 255, 255, 0.08);
  --bp-texto: rgba(255, 255, 255, 0.86);
  --bp-texto-2: rgba(255, 255, 255, 0.62);
  --bp-texto-3: rgba(255, 255, 255, 0.42);
  --bp-verde: #4ADE80;
  --bp-rojo: #F87171;
  --bp-radio: 18px;
  --bp-sombra: 0 24px 60px rgba(0, 0, 0, 0.55);
  --bp-sec: clamp(72px, 9vw, 120px);
  --f-titulo: 'Montserrat', system-ui, sans-serif;
  --f-texto: 'Inter', system-ui, sans-serif;
  --f-ui: 'Poppins', system-ui, sans-serif;
}

/* ---------- Base ---------- */
html { scroll-behavior: smooth; scroll-padding-top: 88px; }
body { background: var(--bp-negro) !important; color: var(--bp-texto); font-family: var(--f-texto) !important; font-size: 16px; line-height: 1.6; -webkit-font-smoothing: antialiased; text-rendering: optimizeLegibility; overflow-x: hidden; }
h1, h2, h3, h4, h5, .h1, .h2, .h3 { font-family: var(--f-titulo) !important; letter-spacing: -0.01em; }
p { font-family: var(--f-texto); }
a { transition: color .2s ease, background .2s ease, border-color .2s ease, opacity .2s ease; }
::selection { background: var(--bp-amarillo); color: #000; }
:focus-visible { outline: 2px solid var(--bp-amarillo); outline-offset: 3px; border-radius: 6px; }
#ftco-loader { display: none !important; }

/* Todos los textos de las secciones existentes pasan a la tipografía de marca */
.becaflow__eyebrow, .uc-eyebrow, .fs-eyebrow, .ct-eyebrow, .bl-card-tag, .bl-card-meta, .bl-cta, .bl-more,
.uc-item-name, .uc-live, .uc-active-name, .uc-metric em, .fs-live, .fs-time, .fs-step-label, .fs-cta, .ct-submit,
.wstack__tag, .wstack__label, .conv-sim__label { font-family: var(--f-ui) !important; }
.becaflow__title, .uc-head h2, .fs-head h2, .ct-title, .uc-panel-title h3, .bl-card-title { font-family: var(--f-titulo) !important; }
.becaflow__sub, .becaflow__step em, .uc-head p, .fs-head p, .ct-sub, .uc-item-claim, .uc-panel-title p, .bl-excerpt,
.fs-note, .fs-cta-note, .uc-row-text em, .ct-field, .becaflow__diagram svg { font-family: var(--f-texto) !important; }
.becaflow__step strong, .uc-row-text strong { font-family: var(--f-titulo) !important; }

/* ---------- Encabezado de sección (un solo patrón para todas) ---------- */
.bp-head, .becaflow__head, .uc-head, .fs-head { max-width: 760px; margin-left: auto; margin-right: auto; text-align: center; display: flex; flex-direction: column; align-items: center; gap: 14px; }
.bp-eyebrow, .becaflow__eyebrow, .uc-eyebrow, .fs-eyebrow, .ct-eyebrow {
  display: inline-flex; align-items: center; gap: 8px; font-family: var(--f-ui) !important; font-size: 11.5px !important; font-weight: 600;
  letter-spacing: .22em !important; text-transform: uppercase; color: var(--bp-amarillo) !important; margin: 0 !important;
}
.bp-eyebrow::before, .becaflow__eyebrow::before, .uc-eyebrow::before, .fs-eyebrow::before { content: ""; width: 18px; height: 1px; background: currentColor; opacity: .7; }
.bp-title, .becaflow__title, .uc-head h2, .fs-head h2 {
  font-family: var(--f-titulo) !important; font-weight: 700 !important; color: var(--bp-blanco) !important;
  font-size: clamp(30px, 4.2vw, 46px) !important; line-height: 1.12 !important; letter-spacing: -0.02em !important; margin: 0 !important; text-wrap: balance;
}
.bp-title strong, .becaflow__title strong, .uc-head h2 strong, .fs-head h2 strong { color: var(--bp-amarillo) !important; font-weight: 700 !important; }
.bp-sub, .becaflow__sub, .uc-head p, .fs-head p { color: var(--bp-texto-2) !important; font-size: clamp(16px, 1.4vw, 18px) !important; line-height: 1.65 !important; margin: 0 !important; max-width: 640px; text-wrap: pretty; }
.bp-head--left { text-align: left; align-items: flex-start; margin-left: 0; }

/* ---------- Ritmo vertical: misma respiración en todas las secciones ---------- */
.becaflow, .uc-section, .fs-section, #blog-section, .bp-section { padding-top: var(--bp-sec) !important; padding-bottom: var(--bp-sec) !important; background: transparent !important; position: relative; }
.ftco-section { padding: var(--bp-sec) 0; }
#explore.ftco-about { padding-top: calc(var(--bp-sec) * .7) !important; padding-bottom: calc(var(--bp-sec) * .4) !important; }
.becaflow__head { margin-bottom: 8px; }
.uc-head { margin-bottom: 52px !important; }

/* Fondo continuo con brillos suaves para que las secciones fluyan entre sí */
.bp-fondo { position: fixed; inset: 0; z-index: -1; pointer-events: none;
  background:
    radial-gradient(900px 520px at 85% -5%, rgba(243,186,47,0.08), transparent 60%),
    radial-gradient(800px 600px at -10% 40%, rgba(243,186,47,0.05), transparent 60%),
    #000; }
.bp-divider { height: 1px; max-width: 1200px; margin: 0 auto; background: linear-gradient(90deg, transparent, rgba(255,255,255,0.10), transparent); }

/* ---------- Botones ---------- */
.bp-btn, .btn.btn-primary, .fs-cta, .ct-submit, .bl-more {
  font-family: var(--f-ui) !important; font-weight: 600 !important; font-size: 14px !important; letter-spacing: .02em !important; text-transform: none !important;
  border-radius: 999px !important; transition: transform .2s ease, box-shadow .2s ease, background .2s ease, color .2s ease, border-color .2s ease !important;
}
.bp-btn { display: inline-flex; align-items: center; justify-content: center; gap: 8px; padding: 13px 24px; text-decoration: none !important; line-height: 1; white-space: nowrap; border: 1px solid transparent; }
.bp-btn--primary, .btn.btn-primary, .fs-cta, .ct-submit { background: var(--bp-amarillo) !important; color: #000 !important; border-color: var(--bp-amarillo) !important; box-shadow: 0 8px 24px rgba(243,186,47,0.18); }
.bp-btn--primary:hover, .btn.btn-primary:hover, .fs-cta:hover, .ct-submit:hover { transform: translateY(-2px); box-shadow: 0 14px 34px rgba(243,186,47,0.30); background: #F6C94F !important; color: #000 !important; }
.bp-btn--ghost, .bl-more { background: rgba(255,255,255,0.03) !important; color: var(--bp-blanco) !important; border: 1px solid rgba(255,255,255,0.18) !important; }
.bp-btn--ghost:hover, .bl-more:hover { border-color: var(--bp-amarillo) !important; color: var(--bp-amarillo) !important; transform: translateY(-2px); }
.bp-btn--lg { padding: 16px 30px; font-size: 15px !important; }
.fs-cta { padding: 17px 34px !important; }
.bp-btn svg { width: 16px; height: 16px; }

/* ---------- Menú ---------- */
.bp-nav { position: fixed; top: 0; left: 0; right: 0; z-index: 1000; transition: background .3s ease, border-color .3s ease, backdrop-filter .3s ease; border-bottom: 1px solid transparent; }
.bp-nav.is-scrolled { background: rgba(0,0,0,0.72); backdrop-filter: saturate(150%) blur(14px); -webkit-backdrop-filter: saturate(150%) blur(14px); border-bottom-color: rgba(255,255,255,0.07); }
.bp-nav__inner { max-width: 1240px; margin: 0 auto; height: 76px; padding: 0 24px; display: flex; align-items: center; gap: 28px; }
.bp-nav__brand { display: inline-flex; align-items: center; text-decoration: none !important; flex-shrink: 0; }
.bp-nav__brand img { height: 22px; width: auto; display: block; }
.bp-nav__links { display: flex; align-items: center; gap: 4px; margin-left: auto; }
.bp-nav__link { font-family: var(--f-ui); font-size: 14px; font-weight: 500; color: var(--bp-texto-2) !important; text-decoration: none !important; padding: 8px 12px; border-radius: 10px; }
.bp-nav__link:hover, .bp-nav__link.is-active { color: var(--bp-blanco) !important; background: rgba(255,255,255,0.05); }
.bp-nav__ctas { display: flex; align-items: center; gap: 10px; margin-left: 10px; }
.bp-nav__ctas .bp-btn { padding: 10px 18px; font-size: 13.5px !important; }
.bp-nav__rate { display: inline-flex; align-items: center; gap: 8px; font-family: var(--f-ui); font-size: 12.5px; color: var(--bp-texto-2) !important; text-decoration: none !important; border: 1px solid var(--bp-borde); border-radius: 999px; padding: 6px 12px; background: rgba(255,255,255,0.03); white-space: nowrap; }
.bp-nav__rate b { color: var(--bp-blanco); font-weight: 600; font-variant-numeric: tabular-nums; }
.bp-nav__rate:hover { border-color: var(--bp-amarillo-borde); color: var(--bp-blanco) !important; }
.bp-live-dot { width: 7px; height: 7px; border-radius: 50%; background: var(--bp-verde); box-shadow: 0 0 0 0 rgba(74,222,128,.6); animation: bpLive 2s ease-out infinite; flex-shrink: 0; }
@keyframes bpLive { 0% { box-shadow: 0 0 0 0 rgba(74,222,128,.55); } 70% { box-shadow: 0 0 0 8px rgba(74,222,128,0); } 100% { box-shadow: 0 0 0 0 rgba(74,222,128,0); } }
.bp-nav__toggle { display: none; margin-left: auto; width: 44px; height: 44px; border-radius: 12px; border: 1px solid var(--bp-borde); background: rgba(255,255,255,0.04); color: #fff; align-items: center; justify-content: center; cursor: pointer; }
.bp-nav__toggle span, .bp-nav__toggle span::before, .bp-nav__toggle span::after { display: block; width: 18px; height: 2px; background: #fff; border-radius: 2px; position: relative; transition: transform .25s ease, background .25s ease; }
.bp-nav__toggle span::before, .bp-nav__toggle span::after { content: ""; position: absolute; left: 0; }
.bp-nav__toggle span::before { top: -6px; } .bp-nav__toggle span::after { top: 6px; }
.bp-nav.is-open .bp-nav__toggle span { background: transparent; }
.bp-nav.is-open .bp-nav__toggle span::before { transform: translateY(6px) rotate(45deg); }
.bp-nav.is-open .bp-nav__toggle span::after { transform: translateY(-6px) rotate(-45deg); }
@media (max-width: 1080px) {
  .bp-nav__toggle { display: inline-flex; }
  .bp-nav__rate { margin-left: auto; }
  .bp-nav__toggle { margin-left: 0; }
  .bp-nav__links { position: fixed; top: 76px; left: 0; right: 0; flex-direction: column; align-items: stretch; gap: 2px; padding: 16px 20px 24px; background: rgba(0,0,0,0.96); backdrop-filter: blur(14px); border-bottom: 1px solid var(--bp-borde); transform: translateY(-8px); opacity: 0; visibility: hidden; transition: opacity .25s ease, transform .25s ease, visibility .25s; max-height: calc(100vh - 76px); overflow-y: auto; }
  .bp-nav.is-open .bp-nav__links { opacity: 1; transform: none; visibility: visible; }
  .bp-nav.is-open { background: rgba(0,0,0,0.96); }
  .bp-nav__link { font-size: 16px; padding: 14px 12px; }
  .bp-nav__ctas { margin: 12px 0 0; flex-direction: column; align-items: stretch; }
  .bp-nav__ctas .bp-btn { padding: 15px 18px; font-size: 15px !important; }
}
@media (max-width: 420px) { .bp-nav__rate .bp-nav__rate-label { display: none; } .bp-nav__inner { gap: 12px; padding: 0 16px; } }

/* ---------- Hero ---------- */
#home-section.hero { margin-top: 0 !important; background: transparent !important; }
#home-section .overlay { display: none !important; }
#home-section .slider-item { background: transparent !important; }
#home-section .conv-sim-row { padding-top: 140px !important; padding-bottom: 72px !important; min-height: min(100vh, 860px) !important; }
.home-slider, .home-slider .owl-item, .home-slider .slider-item, .home-slider .owl-stage, #home-section.hero { min-height: min(100vh, 860px) !important; }
.bp-hero__eyebrow { display: inline-flex; align-items: center; gap: 10px; font-family: var(--f-ui); font-size: 12.5px; font-weight: 500; color: var(--bp-texto-2); border: 1px solid var(--bp-borde); background: rgba(255,255,255,0.03); border-radius: 999px; padding: 7px 14px 7px 10px; margin-bottom: 26px; }
.bp-hero__eyebrow b { color: var(--bp-amarillo); font-weight: 600; }
.bp-hero__title { font-family: var(--f-titulo) !important; font-weight: 800 !important; color: var(--bp-blanco) !important; font-size: clamp(38px, 5.6vw, 66px) !important; line-height: 1.04 !important; letter-spacing: -0.03em !important; margin: 0 0 22px !important; text-wrap: balance; }
.bp-hero__title em { font-style: normal; color: var(--bp-amarillo); }
.bp-hero__sub { color: var(--bp-texto-2) !important; font-size: clamp(16px, 1.5vw, 19px) !important; line-height: 1.6 !important; max-width: 520px; margin: 0 0 34px !important; font-weight: 400 !important; }
.bp-hero__ctas { display: flex; flex-wrap: wrap; gap: 12px; align-items: center; }
.bp-hero__trust { display: flex; flex-wrap: wrap; gap: 8px 22px; margin-top: 34px; color: var(--bp-texto-3); font-size: 13px; font-family: var(--f-ui); }
.bp-hero__trust span { display: inline-flex; align-items: center; gap: 8px; }
.bp-hero__trust svg { width: 15px; height: 15px; color: var(--bp-amarillo); }
#home-section .one-forth .text { color: var(--bp-texto); }
.home-slider .owl-dots { position: absolute; bottom: 26px; left: 50%; transform: translateX(-50%); display: flex; gap: 8px; }
.home-slider .owl-dots .owl-dot span { width: 22px !important; height: 4px !important; border-radius: 4px !important; background: rgba(255,255,255,0.2) !important; margin: 0 !important; transition: background .3s ease, width .3s ease; }
.home-slider .owl-dots .owl-dot.active span { width: 38px !important; background: var(--bp-amarillo) !important; }
.conv-sim { background: var(--bp-card-2) !important; border: 1px solid var(--bp-borde) !important; border-radius: 22px !important; box-shadow: var(--bp-sombra) !important; }
.conv-sim__icon { background: #1d1d1f !important; }
.conv-sim__rate { color: var(--bp-texto-2) !important; font-family: var(--f-ui); }
.conv-sim__rate b { color: var(--bp-blanco); font-variant-numeric: tabular-nums; font-weight: 600; }
.conv-sim__amount { font-family: var(--f-titulo) !important; font-variant-numeric: tabular-nums; }
@media (max-width: 767px) {
  #home-section .conv-sim-row { padding-top: 116px !important; padding-bottom: 64px !important; row-gap: 36px !important; }
  #home-section .flow-sim-wrap svg { max-width: 300px !important; margin: 0 auto; }
  .bp-hero__eyebrow { margin-bottom: 20px; }
  .bp-hero__ctas .bp-btn { flex: 1 1 auto; }
}

/* ---------- Cuentas multimoneda ---------- */
.bp-cuentas { display: grid; grid-template-columns: minmax(0, 1fr) minmax(0, 1.1fr); gap: clamp(32px, 6vw, 80px); align-items: center; max-width: 1180px; margin: 0 auto; padding: 0 24px; }
.bp-cuentas__texto .bp-sub { margin-top: 2px !important; }
.bp-cuentas__lista { list-style: none; padding: 0; margin: 26px 0 32px; display: grid; gap: 12px; }
.bp-cuentas__lista li { display: flex; gap: 12px; align-items: flex-start; color: var(--bp-texto); font-size: 15.5px; }
.bp-check { flex-shrink: 0; width: 22px; height: 22px; border-radius: 50%; background: var(--bp-amarillo-suave); color: var(--bp-amarillo); display: inline-flex; align-items: center; justify-content: center; margin-top: 1px; }
.bp-check svg { width: 12px; height: 12px; }
.wstack__card { background: var(--bp-card-2) !important; border-color: var(--bp-borde) !important; }
.wstack__card--local { background: #18160f !important; border-color: var(--bp-amarillo-borde) !important; }
.wstack__code, .wstack__amount { font-family: var(--f-titulo) !important; }
.wstack__foot { font-family: var(--f-ui); background: rgba(255,255,255,0.02); }
@media (max-width: 860px) { .bp-cuentas { grid-template-columns: 1fr; text-align: center; } .bp-cuentas .bp-head--left { align-items: center; text-align: center; margin: 0 auto; } .bp-cuentas__lista { justify-items: center; } .bp-cuentas__lista li { text-align: left; max-width: 420px; } }

/* ---------- Cómo funciona ---------- */
.becaflow__diagram { margin-top: 24px !important; }
.becaflow__steps { margin-top: 36px !important; gap: 16px !important; }
.becaflow__step { background: var(--bp-card); border: 1px solid var(--bp-borde) !important; border-radius: var(--bp-radio); padding: 22px 22px !important; max-width: 320px !important; gap: 8px !important; }
.becaflow__step span { font-family: var(--f-ui) !important; font-weight: 600; letter-spacing: .18em !important; }
.becaflow__step strong { font-size: 19px !important; }
.becaflow__steps > .btn, .becaflow__steps > a { margin-left: 8px; }

/* ---------- Tasa USD/COP en vivo ---------- */
.bp-tasa { max-width: 1180px; margin: 0 auto; padding: 0 24px; display: grid; grid-template-columns: minmax(0, .9fr) minmax(0, 1.1fr); gap: clamp(32px, 6vw, 72px); align-items: center; }
.bp-tasa__ctas { display: flex; flex-wrap: wrap; gap: 12px; margin-top: 30px; }
.bp-tasa__nota { margin-top: 18px; color: var(--bp-texto-3); font-size: 12.5px; line-height: 1.55; max-width: 460px; }
.bp-tasa__nota a { color: var(--bp-texto-2); text-decoration: underline; text-underline-offset: 3px; }
.bp-tasa-card { background: linear-gradient(180deg, #121213, #0c0c0d); border: 1px solid var(--bp-borde); border-radius: 24px; padding: 26px 26px 18px; box-shadow: var(--bp-sombra); position: relative; overflow: hidden; }
.bp-tasa-card::before { content: ""; position: absolute; inset: -1px; border-radius: 24px; padding: 1px; background: linear-gradient(140deg, rgba(243,186,47,0.45), transparent 35%, transparent 70%, rgba(243,186,47,0.18)); -webkit-mask: linear-gradient(#000 0 0) content-box, linear-gradient(#000 0 0); -webkit-mask-composite: xor; mask-composite: exclude; pointer-events: none; }
.bp-tasa-card__top { display: flex; align-items: center; justify-content: space-between; gap: 12px; }
.bp-par { display: inline-flex; align-items: center; gap: 10px; }
.bp-par__flags { display: inline-flex; }
.bp-par__flags span { width: 32px; height: 32px; letter-spacing: -.02em; border-radius: 50%; display: inline-flex; align-items: center; justify-content: center; font-family: var(--f-ui); font-size: 8.5px; font-weight: 700; border: 2px solid #0f0f10; }
.bp-par__flags span:first-child { background: #1d1d1f; color: #fff; }
.bp-par__flags span:last-child { background: var(--bp-amarillo); color: #000; margin-left: -7px; }
.bp-par b { font-family: var(--f-ui); font-weight: 600; color: #fff; font-size: 15px; letter-spacing: .02em; }
.bp-vivo { display: inline-flex; align-items: center; gap: 8px; font-family: var(--f-ui); font-size: 12px; color: var(--bp-texto-2); }
.bp-tasa-card__valor { display: flex; align-items: baseline; gap: 14px; flex-wrap: wrap; margin: 20px 0 4px; }
.bp-tasa-card__num { font-family: var(--f-titulo); font-weight: 800; color: #fff; font-size: clamp(40px, 5vw, 54px); line-height: 1; letter-spacing: -0.02em; font-variant-numeric: tabular-nums; }
.bp-tasa-card__num small { font-size: .42em; font-weight: 600; color: var(--bp-texto-3); margin-left: 6px; letter-spacing: 0; }
.bp-chip { display: inline-flex; align-items: center; gap: 6px; font-family: var(--f-ui); font-size: 12.5px; font-weight: 600; padding: 5px 10px; border-radius: 999px; background: rgba(255,255,255,0.06); color: var(--bp-texto-2); }
.bp-chip--up { background: rgba(74,222,128,0.10); color: var(--bp-verde); }
.bp-chip--down { background: rgba(248,113,113,0.10); color: var(--bp-rojo); }
.bp-tasa-card__meta { color: var(--bp-texto-3); font-size: 12.5px; font-family: var(--f-ui); }
.bp-chart { position: relative; margin: 18px -6px 4px; height: 210px; }
.bp-chart svg { width: 100%; height: 100%; display: block; overflow: visible; }
.bp-chart__tip { position: absolute; pointer-events: none; transform: translate(-50%, -120%); background: #1b1b1c; border: 1px solid rgba(255,255,255,0.12); border-radius: 10px; padding: 7px 10px; font-family: var(--f-ui); font-size: 12px; color: #fff; white-space: nowrap; opacity: 0; transition: opacity .15s ease; box-shadow: 0 10px 24px rgba(0,0,0,.5); }
.bp-chart__tip span { color: var(--bp-texto-3); display: block; font-size: 11px; }
.bp-chart__tip.is-on { opacity: 1; }
.bp-tasa-card__stats { display: grid; grid-template-columns: repeat(3, 1fr); gap: 10px; border-top: 1px solid var(--bp-borde); padding-top: 14px; margin-top: 6px; }
.bp-stat span { display: block; font-family: var(--f-ui); font-size: 11px; letter-spacing: .12em; text-transform: uppercase; color: var(--bp-texto-3); }
.bp-stat b { font-family: var(--f-titulo); font-weight: 700; color: #fff; font-size: 16px; font-variant-numeric: tabular-nums; }
.bp-tasa-card__fuente { margin-top: 12px; font-size: 11.5px; color: var(--bp-texto-3); }
.bp-skel { display: inline-block; min-width: 4ch; background: linear-gradient(90deg, rgba(255,255,255,0.06), rgba(255,255,255,0.12), rgba(255,255,255,0.06)); background-size: 200% 100%; animation: bpSkel 1.4s ease infinite; border-radius: 8px; color: transparent !important; }
@keyframes bpSkel { to { background-position: -200% 0; } }
.bp-colombia { max-width: 1180px; margin: 56px auto 0; padding: 0 24px; display: grid; grid-template-columns: repeat(3, 1fr); gap: 16px; }
.bp-feature { background: var(--bp-card); border: 1px solid var(--bp-borde); border-radius: var(--bp-radio); padding: 22px; display: flex; gap: 14px; align-items: flex-start; transition: border-color .25s ease, transform .25s ease; }
.bp-feature:hover { border-color: var(--bp-amarillo-borde); transform: translateY(-3px); }
.bp-feature__icon { flex-shrink: 0; width: 42px; height: 42px; border-radius: 12px; background: var(--bp-amarillo-suave); color: var(--bp-amarillo); display: inline-flex; align-items: center; justify-content: center; }
.bp-feature__icon svg { width: 20px; height: 20px; }
.bp-feature h3 { font-size: 16px !important; font-weight: 700; color: #fff; margin: 2px 0 6px !important; display: flex; align-items: center; gap: 8px; flex-wrap: wrap; }
.bp-feature p { color: var(--bp-texto-2); font-size: 14px; line-height: 1.55; margin: 0; }
.bp-badge { font-family: var(--f-ui); font-size: 10.5px; font-weight: 600; letter-spacing: .08em; text-transform: uppercase; color: #000; background: var(--bp-amarillo); padding: 3px 8px; border-radius: 999px; }
@media (max-width: 920px) { .bp-tasa { grid-template-columns: 1fr; } .bp-colombia { grid-template-columns: 1fr; } .bp-tasa .bp-head--left { align-items: center; text-align: center; margin: 0 auto; } .bp-tasa__ctas { justify-content: center; } .bp-tasa__nota { margin-left: auto; margin-right: auto; text-align: center; } }
@media (max-width: 480px) { .bp-tasa-card { padding: 20px 18px 14px; border-radius: 20px; } .bp-chart { height: 170px; } .bp-tasa-card__stats b { font-size: 14px; } }

/* ---------- Casos de uso / flujo / blog: tarjetas con el lenguaje del dashboard ---------- */
.uc-item { background: var(--bp-card) !important; border-color: var(--bp-borde) !important; }
.uc-item.is-active { background: #16150f !important; border-color: var(--bp-amarillo-borde) !important; }
.uc-item-name { letter-spacing: .14em !important; font-weight: 600 !important; }
.uc-panel, .fs-panel { background: var(--bp-card-2) !important; border-color: var(--bp-borde) !important; border-radius: 22px !important; }
.uc-total-text strong, .fs-amount, .uc-metric strong { font-family: var(--f-titulo) !important; }
.fs-wrap { gap: 36px !important; }
.bl-card { background: var(--bp-card) !important; border-color: var(--bp-borde) !important; border-radius: var(--bp-radio) !important; }
.bl-card:hover { border-color: var(--bp-amarillo-borde) !important; }
.bl-card-title { font-weight: 700 !important; font-size: 19px !important; }
.bl-card-tag { font-family: var(--f-ui) !important; letter-spacing: .1em !important; }
.bl-more { padding: 14px 28px !important; font-size: 14px !important; letter-spacing: .02em !important; text-transform: none !important; }
#blog-section .bp-head { margin-bottom: 48px; }

/* ---------- Confianza ---------- */
.bp-confianza { max-width: 1180px; margin: 0 auto; padding: 0 24px; }
.bp-confianza__grid { display: grid; grid-template-columns: repeat(4, 1fr); gap: 16px; margin-top: 48px; }
.bp-confianza__grid .bp-feature { flex-direction: column; }
.bp-confianza__grid a { color: var(--bp-amarillo); font-family: var(--f-ui); font-size: 13px; font-weight: 600; text-decoration: none; display: inline-flex; gap: 6px; align-items: center; margin-top: 10px; }
.bp-confianza__grid a:hover { text-decoration: underline; text-underline-offset: 3px; }
@media (max-width: 1000px) { .bp-confianza__grid { grid-template-columns: repeat(2, 1fr); } }
@media (max-width: 560px) { .bp-confianza__grid { grid-template-columns: 1fr; } }

/* ---------- Contacto ---------- */
#contact-section { padding-top: var(--bp-sec) !important; padding-bottom: var(--bp-sec) !important; background: transparent !important; }
#contact-section .block-9 { gap: 20px; flex-wrap: nowrap; }
#contact-section .block-9 > div { flex: 1 1 0; max-width: none; }
.ct-card { background: var(--bp-card-2) !important; border-color: var(--bp-borde) !important; border-radius: 22px !important; }
.ct-title { font-weight: 700 !important; font-size: clamp(26px, 3vw, 32px) !important; }
.ct-field { background: #0b0b0c !important; border-radius: 12px !important; }
.ct-field:focus { border-color: var(--bp-amarillo) !important; box-shadow: 0 0 0 3px rgba(243,186,47,0.12); }
.ct-submit { padding: 15px 30px !important; font-size: 14px !important; letter-spacing: .02em !important; text-transform: none !important; }
.bp-ct-info { position: relative; flex: 1 1 auto; border-radius: 22px; overflow: hidden; border: 1px solid var(--bp-borde); background: radial-gradient(120% 90% at 85% 0%, rgba(243,186,47,0.16) 0%, #0e0e0f 55%); padding: 40px; display: flex; flex-direction: column; gap: 22px; min-height: 100%; }
.bp-ct-info::after { content: ""; position: absolute; inset: 0; background-image: linear-gradient(rgba(255,255,255,0.035) 1px, transparent 1px), linear-gradient(90deg, rgba(255,255,255,0.035) 1px, transparent 1px); background-size: 44px 44px; mask-image: radial-gradient(80% 70% at 80% 10%, #000, transparent); pointer-events: none; }
.bp-ct-info > * { position: relative; z-index: 1; }
.bp-ct-info h3 { font-size: clamp(24px, 2.6vw, 30px) !important; font-weight: 700; color: #fff; margin: 0 !important; line-height: 1.2; }
.bp-ct-info p { color: var(--bp-texto-2); margin: 0; font-size: 15px; }
.bp-ct-canal { display: flex; align-items: center; gap: 14px; padding: 16px; border-radius: 16px; background: rgba(0,0,0,0.35); border: 1px solid var(--bp-borde); color: #fff !important; text-decoration: none !important; transition: border-color .2s ease, transform .2s ease; }
.bp-ct-canal:hover { border-color: var(--bp-amarillo-borde); transform: translateX(4px); }
.bp-ct-canal .bp-feature__icon { width: 40px; height: 40px; }
.bp-ct-canal b { display: block; font-family: var(--f-titulo); font-size: 15px; }
.bp-ct-canal span { color: var(--bp-texto-2); font-size: 13.5px; }
@media (max-width: 767px) { #contact-section .block-9 { flex-wrap: wrap; } #contact-section .block-9 > div { flex: 1 1 100%; } .bp-ct-info { padding: 26px; } }

/* ---------- Pie de página ---------- */
.bp-footer { border-top: 1px solid var(--bp-borde); padding: 64px 24px 36px; background: linear-gradient(180deg, transparent, rgba(255,255,255,0.015)); }
.bp-footer__grid { max-width: 1180px; margin: 0 auto; display: grid; grid-template-columns: 1.4fr 1fr 1fr 1.1fr; gap: 40px; }
.bp-footer__brand img { height: 24px; margin-bottom: 16px; }
.bp-footer__brand p { color: var(--bp-texto-2); font-size: 14px; line-height: 1.65; margin: 0 0 18px; max-width: 320px; }
.bp-footer h4 { font-family: var(--f-ui) !important; font-size: 12px !important; font-weight: 600; letter-spacing: .18em; text-transform: uppercase; color: var(--bp-amarillo); margin: 0 0 16px !important; }
.bp-footer ul { list-style: none; padding: 0; margin: 0; display: grid; gap: 10px; }
.bp-footer ul a { color: var(--bp-texto-2) !important; font-size: 14.5px; text-decoration: none !important; }
.bp-footer ul a:hover { color: var(--bp-blanco) !important; }
.bp-social { display: flex; gap: 10px; }
.bp-social a { width: 40px; height: 40px; border-radius: 12px; border: 1px solid var(--bp-borde); display: inline-flex; align-items: center; justify-content: center; color: var(--bp-texto-2) !important; }
.bp-social a:hover { border-color: var(--bp-amarillo-borde); color: var(--bp-amarillo) !important; }
.bp-social svg { width: 18px; height: 18px; }
.bp-footer__legal { max-width: 1180px; margin: 44px auto 0; padding-top: 24px; border-top: 1px solid var(--bp-borde); display: flex; flex-wrap: wrap; justify-content: space-between; gap: 12px 24px; color: var(--bp-texto-3); font-size: 12.5px; line-height: 1.6; }
.bp-footer__legal p { margin: 0; max-width: 760px; }
.bp-footer__legal a { color: var(--bp-texto-3) !important; text-decoration: underline; text-underline-offset: 3px; }
@media (max-width: 900px) { .bp-footer__grid { grid-template-columns: 1fr 1fr; } }
@media (max-width: 520px) { .bp-footer__grid { grid-template-columns: 1fr; gap: 32px; } }

/* ---------- Aparición suave al hacer scroll ---------- */
.bp-reveal { opacity: 0; transform: translateY(22px); transition: opacity .8s cubic-bezier(.2,.7,.2,1), transform .8s cubic-bezier(.2,.7,.2,1); }
.bp-reveal.is-in { opacity: 1; transform: none; }
.bp-reveal-d1 { transition-delay: .08s; } .bp-reveal-d2 { transition-delay: .16s; } .bp-reveal-d3 { transition-delay: .24s; }
@media (prefers-reduced-motion: reduce) { .bp-reveal { opacity: 1; transform: none; transition: none; } html { scroll-behavior: auto; } }

/* Utilidades */
.bp-wrap { max-width: 1180px; margin: 0 auto; padding: 0 24px; }
.bp-y { color: var(--bp-amarillo) !important; }
.bp-sr { position: absolute !important; width: 1px; height: 1px; overflow: hidden; clip: rect(0 0 0 0); white-space: nowrap; }

/* ---------- Ajustes de la revisión visual (2026-10-28) ---------- */
:root { --bp-sec: clamp(56px, 6.5vw, 92px); }
.bp-hero__eyebrow { white-space: nowrap; }
.bp-hero__eyebrow > span:last-child { white-space: nowrap; }
.bp-par__corto { display: none; }
.bp-vivo > span:last-child { white-space: nowrap; }
.bp-confianza__grid a svg { width: 14px; height: 14px; }
.bp-colombia { margin-top: 44px; }
@media (max-width: 767px) {
  /* Hero en celular: solo el mensaje y las acciones; el simulador y el globo se ven en computador */
  #home-section .conv-sim-wrap, #home-section .flow-sim-wrap { display: none !important; }
  .home-slider, .home-slider .owl-item, .home-slider .slider-item, .home-slider .owl-stage, #home-section.hero { min-height: 0 !important; }
  #home-section .conv-sim-row { min-height: 0 !important; padding-top: 112px !important; padding-bottom: 72px !important; }
  .bp-hero__eyebrow { font-size: 12px; }
  /* Diagrama de "Cómo funciona": se desliza de lado en vez de verse diminuto */
  .becaflow__diagram { overflow-x: auto; -webkit-overflow-scrolling: touch; padding-bottom: 6px; scrollbar-width: none; }
  .becaflow__diagram::-webkit-scrollbar { display: none; }
  .becaflow__diagram svg { min-width: 760px; }
  .uc-item.is-active { transform: none !important; }
  .bp-par__largo { display: none; } .bp-par__corto { display: inline; }
  .bp-tasa-card__stats .bp-stat span { font-size: 10px; letter-spacing: .08em; }
}

/* =====================================================================
   Página legal (TYC.html): documento con índice lateral y buscador
   ===================================================================== */
.bp-doc { max-width: 1240px; margin: 0 auto; padding: 128px 24px 40px; }
.bp-doc__hero { border-bottom: 1px solid var(--bp-borde); padding-bottom: 32px; margin-bottom: 36px; display: grid; grid-template-columns: minmax(0, 1fr) auto; gap: 24px; align-items: end; }
.bp-doc__hero h1 { font-weight: 800 !important; color: #fff; font-size: clamp(32px, 4.4vw, 48px) !important; line-height: 1.08; margin: 14px 0 12px !important; letter-spacing: -0.02em; }
.bp-doc__hero p { color: var(--bp-texto-2); margin: 0; max-width: 640px; font-size: 16.5px; }
.bp-doc__meta { display: flex; flex-wrap: wrap; gap: 8px; margin-top: 18px; }
.bp-doc__meta span { font-family: var(--f-ui); font-size: 12.5px; color: var(--bp-texto-2); border: 1px solid var(--bp-borde); border-radius: 999px; padding: 5px 12px; background: rgba(255,255,255,0.03); }
.bp-doc__meta b { color: #fff; font-weight: 600; }
.bp-doc__acciones { display: flex; gap: 10px; align-items: center; }
.bp-doc__grid { display: grid; grid-template-columns: 290px minmax(0, 1fr); gap: 48px; align-items: start; }
.bp-doc__nav { position: sticky; top: 100px; max-height: calc(100vh - 120px); overflow-y: auto; padding-right: 6px; scrollbar-width: thin; scrollbar-color: #2a2a2a transparent; }
.bp-buscar { position: relative; margin-bottom: 18px; }
.bp-buscar input { width: 100%; background: var(--bp-card-2); border: 1px solid var(--bp-borde); border-radius: 12px; color: #fff; font-family: var(--f-texto); font-size: 14px; padding: 12px 14px 12px 40px; outline: none; transition: border-color .2s ease, box-shadow .2s ease; }
.bp-buscar input:focus { border-color: var(--bp-amarillo); box-shadow: 0 0 0 3px rgba(243,186,47,0.12); }
.bp-buscar svg { position: absolute; left: 13px; top: 50%; transform: translateY(-50%); width: 17px; height: 17px; color: var(--bp-texto-3); }
.bp-buscar__info { display: flex; justify-content: space-between; align-items: center; gap: 8px; margin-top: 8px; font-family: var(--f-ui); font-size: 12px; color: var(--bp-texto-3); min-height: 18px; }
.bp-buscar__info button { background: none; border: 1px solid var(--bp-borde); color: var(--bp-texto-2); border-radius: 8px; padding: 2px 8px; font-size: 12px; cursor: pointer; }
.bp-buscar__info button:hover { border-color: var(--bp-amarillo-borde); color: #fff; }
.bp-toc { list-style: none; padding: 0; margin: 0; }
.bp-toc > li { margin-bottom: 4px; }
.bp-toc a { display: block; font-family: var(--f-ui); font-size: 13.5px; line-height: 1.35; color: var(--bp-texto-2) !important; text-decoration: none !important; padding: 8px 12px; border-radius: 10px; border-left: 2px solid transparent; }
.bp-toc a:hover { color: #fff !important; background: rgba(255,255,255,0.04); }
.bp-toc a.is-active { color: #fff !important; background: rgba(243,186,47,0.08); border-left-color: var(--bp-amarillo); }
.bp-toc__grupo { font-family: var(--f-ui); font-size: 11px; font-weight: 600; letter-spacing: .18em; text-transform: uppercase; color: var(--bp-amarillo); padding: 16px 12px 6px; }
.bp-toc details summary { list-style: none; cursor: pointer; font-family: var(--f-ui); font-size: 12.5px; color: var(--bp-texto-3); padding: 4px 12px 4px 24px; }
.bp-toc details summary::-webkit-details-marker { display: none; }
.bp-toc details summary::before { content: "+ "; color: var(--bp-amarillo); }
.bp-toc details[open] summary::before { content: "– "; }
.bp-toc details a { font-size: 12.5px; padding: 5px 12px 5px 24px; color: var(--bp-texto-3) !important; }
.bp-doc__body { min-width: 0; }
.bp-doc__seccion { background: var(--bp-card); border: 1px solid var(--bp-borde); border-radius: 22px; padding: clamp(24px, 3.4vw, 44px); margin-bottom: 28px; }
.bp-doc__seccion > .bp-eyebrow { margin-bottom: 10px !important; }
.bp-doc__seccion h2.bp-doc__titulo { font-weight: 800 !important; color: #fff; font-size: clamp(24px, 2.6vw, 32px) !important; margin: 0 0 6px !important; }
.bp-doc__seccion .bp-legal { padding: 0 !important; max-width: none !important; }
.bp-doc__seccion .bp-legal > h1 { display: none; }
.bp-doc__seccion .bp-legal-indice { display: none; }
.bp-legal, .bp-doc__texto { color: rgba(255,255,255,0.78); font-size: 15.5px; line-height: 1.75; }
.bp-legal p, .bp-doc__texto p { margin: 0 0 12px; text-align: left !important; }
.bp-legal-version { color: var(--bp-texto-3) !important; font-family: var(--f-ui); font-size: 13px !important; margin-bottom: 18px !important; }
.bp-legal-aviso, .bp-doc__aviso { background: rgba(243,186,47,0.07) !important; border: 1px solid rgba(243,186,47,0.28); border-left: 3px solid var(--bp-amarillo) !important; border-radius: 12px !important; padding: 14px 18px !important; color: var(--bp-texto) !important; margin: 0 0 22px !important; font-size: 15px; }
.bp-legal-h2 { font-family: var(--f-titulo) !important; color: #fff !important; font-size: clamp(19px, 2vw, 22px) !important; font-weight: 700 !important; text-transform: none; border-top: 1px solid var(--bp-borde) !important; padding-top: 30px !important; margin: 34px 0 6px !important; line-height: 1.3; }
.bp-legal-h2:first-of-type { border-top: 0 !important; padding-top: 0 !important; margin-top: 8px !important; }
.bp-legal-meta { color: var(--bp-texto-3) !important; font-family: var(--f-ui); font-size: 12.5px !important; margin-bottom: 16px !important; }
.bp-legal-h3, .bp-doc__texto h3 { font-family: var(--f-titulo) !important; color: #fff !important; font-size: 16.5px !important; font-weight: 700 !important; margin: 26px 0 8px !important; scroll-margin-top: 100px; }
.bp-doc__texto h4 { font-family: var(--f-titulo) !important; color: #fff !important; font-size: 15px !important; font-weight: 600 !important; margin: 18px 0 6px !important; }
.bp-legal-item, .bp-doc__texto .bp-legal-item { padding-left: 1.4rem !important; }
.bp-legal-item strong, .bp-legal p > strong:first-child { color: var(--bp-amarillo); font-weight: 600; }
.bp-legal-item2 { padding-left: 2.8rem !important; }
.bp-doc mark { background: rgba(243,186,47,0.85); color: #000; border-radius: 3px; padding: 0 1px; }
.bp-doc mark.is-actual { background: #fff; box-shadow: 0 0 0 2px var(--bp-amarillo); }
[id] { scroll-margin-top: 100px; }
.bp-arriba { position: fixed; right: 22px; bottom: 22px; width: 46px; height: 46px; border-radius: 50%; background: var(--bp-amarillo); color: #000; border: none; display: inline-flex; align-items: center; justify-content: center; box-shadow: 0 10px 26px rgba(0,0,0,.5); cursor: pointer; opacity: 0; transform: translateY(10px); transition: opacity .25s ease, transform .25s ease; z-index: 900; }
.bp-arriba.is-on { opacity: 1; transform: none; }
.bp-arriba svg { width: 20px; height: 20px; transform: rotate(-90deg); }
.bp-doc__nav-movil { display: none; }
@media (max-width: 980px) {
  .bp-doc__grid { grid-template-columns: 1fr; gap: 20px; }
  .bp-doc__nav { position: static; max-height: none; overflow: visible; }
  .bp-doc__nav .bp-toc { display: none; }
  .bp-doc__nav-movil { display: block; width: 100%; background: var(--bp-card-2); border: 1px solid var(--bp-borde); border-radius: 12px; color: #fff; font-family: var(--f-ui); font-size: 14px; padding: 12px 14px; margin-bottom: 4px; }
  .bp-doc__hero { grid-template-columns: 1fr; }
  .bp-doc { padding-top: 108px; }
}
@media print {
  .bp-nav, .bp-footer, .bp-doc__nav, .bp-doc__acciones, .bp-arriba, .bp-fondo { display: none !important; }
  body { background: #fff !important; color: #000 !important; }
  .bp-doc { padding: 0; } .bp-doc__grid { display: block; }
  .bp-doc__seccion { background: none; border: 0; padding: 0; }
  .bp-legal, .bp-doc__texto, .bp-legal-h2, .bp-legal-h3, .bp-doc__texto h3, .bp-doc__hero h1, .bp-doc__seccion h2.bp-doc__titulo { color: #000 !important; }
}

/* =====================================================================
   Blog (Blog.html): artículos con ancho de lectura cómodo
   ===================================================================== */
.bp-blog section[id^="a"] { margin: 0 auto !important; padding: 0 24px; }
.bp-blog section#a1 { padding-top: 128px; }
.bp-blog section[id^="a"] > .container { max-width: 780px !important; padding: clamp(24px, 4vw, 48px) !important; background: var(--bp-card); border: 1px solid var(--bp-borde); border-radius: 22px; margin: 0 auto 28px; }
.bp-blog section[id^="a"] h1 { font-weight: 800 !important; color: #fff !important; font-size: clamp(26px, 3.4vw, 38px) !important; line-height: 1.15 !important; letter-spacing: -0.02em; margin: 0 0 18px !important; }
.bp-blog section[id^="a"] h2, .bp-blog section[id^="a"] h3 { color: #fff !important; font-weight: 700 !important; margin: 26px 0 10px !important; font-size: clamp(19px, 2vw, 23px) !important; }
.bp-blog section[id^="a"] p, .bp-blog section[id^="a"] li { color: rgba(255,255,255,0.78) !important; font-size: 16.5px !important; line-height: 1.8 !important; }
.bp-blog section[id^="a"] img { max-width: 100%; height: auto; border-radius: 16px; margin: 10px 0 18px; }
.bp-blog section[id^="a"] a { color: var(--bp-amarillo); }
.bp-doc__seccion .bp-legal-version { display: none; }
.conv-sim__rate { font-size: 13px !important; letter-spacing: .01em; }


/* ---------- Flechas del carrusel del inicio ---------- */
.owl-carousel.home-slider .owl-nav { position: absolute !important; bottom: auto !important; display: flex !important; left: 0; right: 0; top: 50%; transform: translateY(-50%); pointer-events: none; max-width: 1360px; margin: 0 auto; padding: 0 16px; justify-content: space-between; }
.owl-carousel.home-slider .owl-nav button.owl-prev, .owl-carousel.home-slider .owl-nav button.owl-next { pointer-events: auto; width: 46px; height: 46px; border-radius: 50% !important; background: rgba(255,255,255,0.04) !important; border: 1px solid rgba(255,255,255,0.14) !important; color: #fff !important; font-size: 26px !important; line-height: 1 !important; display: inline-flex !important; align-items: center; justify-content: center; transition: border-color .2s ease, color .2s ease, background .2s ease; opacity: 1 !important; position: static !important; margin: 0 !important; }
.owl-carousel.home-slider .owl-nav button.owl-prev:hover, .owl-carousel.home-slider .owl-nav button.owl-next:hover { border-color: var(--bp-amarillo) !important; color: var(--bp-amarillo) !important; background: rgba(243,186,47,0.08) !important; }
.owl-carousel.home-slider .owl-nav button span[aria-hidden] { transform: translateY(-2px); }
@media (max-width: 767px) { .owl-carousel.home-slider .owl-nav { top: auto; bottom: 14px !important; transform: none; justify-content: center; gap: 120px; } .owl-carousel.home-slider .owl-nav button.owl-prev, .owl-carousel.home-slider .owl-nav button.owl-next { width: 40px; height: 40px; font-size: 22px !important; } .home-slider .owl-dots { bottom: 26px; } }
@media (max-width: 767px) {
  /* En celular las flechas van debajo del texto, sin taparlo */
  .owl-carousel.home-slider .owl-nav { position: relative !important; top: auto !important; bottom: auto !important; transform: none !important; justify-content: center; gap: 14px; padding: 4px 0 32px; margin-top: 0; }
  .bp-hero__trust { justify-content: center; text-align: left; }
  .home-slider .owl-dots { display: none !important; }
}

/* ---------- Gráfica TradingView en la tarjeta de la tasa (igual al dashboard) ---------- */
.bp-tv-tabs { display: flex; gap: 6px; margin: 18px 0 2px; flex-wrap: wrap; }
.bp-tv-tab { font-family: var(--f-ui); font-size: 12.5px; font-weight: 500; color: var(--bp-texto-2); background: rgba(255,255,255,0.03); border: 1px solid var(--bp-borde); border-radius: 999px; padding: 6px 13px; cursor: pointer; transition: color .2s ease, border-color .2s ease, background .2s ease; }
.bp-tv-tab:hover { color: #fff; border-color: rgba(255,255,255,0.2); }
.bp-tv-tab.is-on { color: #000; background: var(--bp-amarillo); border-color: var(--bp-amarillo); font-weight: 600; }
.bp-chart--tv { height: 240px; margin: 12px 0 6px; }
.bp-tv, .bp-tv .tradingview-widget-container { height: 100%; width: 100%; }
.bp-tasa-card__fuente a { color: var(--bp-texto-2); text-decoration: underline; text-underline-offset: 3px; }
@media (max-width: 480px) { .bp-chart--tv { height: 200px; } }
/* Confianza con 3 tarjetas; menú sin la tasa */
.bp-confianza__grid { grid-template-columns: repeat(3, 1fr); }
@media (max-width: 1000px) { .bp-confianza__grid { grid-template-columns: 1fr; } }
@media (max-width: 1080px) { .bp-nav__toggle { margin-left: auto !important; } }

/* ---------- Franja de beneficios bajo el inicio ---------- */
.bp-beneficios { padding-top: 8px !important; padding-bottom: 8px !important; }
.bp-beneficios__grid { max-width: 1180px; margin: 0 auto; padding: 0 24px; display: grid; grid-template-columns: repeat(3, 1fr); gap: 16px; }
.bp-beneficios .bp-feature { align-items: center; }
.bp-beneficios .bp-feature h3 { margin-top: 0 !important; }
/* Siempre en fila: en pantallas medianas el ícono va arriba; en celular la fila se desliza de lado */
@media (max-width: 1100px) { .bp-beneficios .bp-feature { flex-direction: column; align-items: flex-start; gap: 12px; } }
@media (max-width: 700px) {
  .bp-beneficios__grid { display: flex; overflow-x: auto; scroll-snap-type: x mandatory; gap: 12px; padding-bottom: 8px; -webkit-overflow-scrolling: touch; scrollbar-width: none; }
  .bp-beneficios__grid::-webkit-scrollbar { display: none; }
  .bp-beneficios .bp-feature { flex: 0 0 74%; scroll-snap-align: start; }
}

/* =====================================================================
   AML y KYT (dentro de "Una operación seria y transparente")
   ===================================================================== */
.bp-aml { margin-top: clamp(64px, 8vw, 104px); padding-top: clamp(48px, 6vw, 72px); border-top: 1px solid var(--bp-borde); scroll-margin-top: 90px; }
.bp-aml__head { display: flex; justify-content: space-between; align-items: flex-end; gap: 24px; flex-wrap: wrap; }
.bp-aml__head > div { max-width: 720px; display: flex; flex-direction: column; gap: 14px; }
.bp-aml__share { padding: 11px 18px !important; font-size: 13.5px !important; }
.bp-aml__share svg { width: 16px; height: 16px; }
/* demo animada */
.bp-aml__demo { margin-top: 40px; display: grid; grid-template-columns: minmax(0, .9fr) minmax(0, 1.1fr); gap: clamp(24px, 4vw, 56px); align-items: center; background: radial-gradient(90% 120% at 100% 0%, rgba(243,186,47,0.10), transparent 55%), var(--bp-card); border: 1px solid var(--bp-borde); border-radius: 24px; padding: clamp(22px, 3.4vw, 40px); }
.bp-aml__pasos { list-style: none; margin: 0; padding: 0; display: grid; gap: 8px; }
.bp-aml__pasos li { display: flex; gap: 14px; align-items: flex-start; padding: 14px 16px; border-radius: 16px; border: 1px solid transparent; cursor: pointer; opacity: .55; transition: opacity .35s ease, background .35s ease, border-color .35s ease; }
.bp-aml__pasos li b { display: block; font-family: var(--f-titulo); color: #fff; font-size: 15.5px; margin-bottom: 2px; }
.bp-aml__pasos li span:not(.bp-aml__n) { color: var(--bp-texto-2); font-size: 13.5px; line-height: 1.5; }
.bp-aml__n { flex-shrink: 0; width: 28px; height: 28px; border-radius: 50%; display: inline-flex; align-items: center; justify-content: center; font-family: var(--f-ui); font-weight: 700; font-size: 12.5px; color: var(--bp-texto-2); border: 1px solid rgba(255,255,255,0.18); transition: all .35s ease; }
.bp-aml__pasos li.is-on { opacity: 1; background: rgba(243,186,47,0.07); border-color: var(--bp-amarillo-borde); }
.bp-aml__pasos li.is-on .bp-aml__n { background: var(--bp-amarillo); color: #000; border-color: var(--bp-amarillo); box-shadow: 0 0 0 6px rgba(243,186,47,0.12); }
.bp-aml__pasos li.is-ok { opacity: .85; }
.bp-aml__pasos li.is-ok .bp-aml__n { border-color: var(--bp-amarillo-borde); color: var(--bp-amarillo); }
/* reporte simulado */
.bp-rep { position: relative; overflow: hidden; background: #f7f7f5; color: #1E1E1E; border-radius: 18px; padding: 22px 22px 18px; box-shadow: 0 30px 70px rgba(0,0,0,0.55); font-family: var(--f-texto); transform: rotate(-1deg); }
.bp-rep__head { display: flex; justify-content: space-between; align-items: center; background: #000; margin: -22px -22px 16px; padding: 12px 22px; border-bottom: 3px solid var(--bp-amarillo); }
.bp-rep__head img { height: 14px; width: auto; }
.bp-rep__head span { font-family: var(--f-ui); font-size: 11px; color: #fff; letter-spacing: .06em; }
.bp-rep__sujeto { display: grid; grid-template-columns: 1.4fr 1fr; gap: 12px; padding-bottom: 12px; border-bottom: 1px solid #e3e3e0; }
.bp-rep__sujeto small, .bp-rep__score small { display: block; font-family: var(--f-ui); font-size: 10px; letter-spacing: .1em; text-transform: uppercase; color: #4D4D4D; }
.bp-rep__sujeto b { font-family: var(--f-titulo); font-size: 13.5px; white-space: nowrap; overflow: hidden; text-overflow: ellipsis; display: block; }
.bp-rep__mono { font-family: ui-monospace, Menlo, monospace !important; font-size: 12.5px !important; }
.bp-rep__checks { list-style: none; margin: 10px 0 12px; padding: 0; display: grid; gap: 7px; }
.bp-rep__checks li { display: flex; justify-content: space-between; gap: 10px; font-size: 12.5px; padding: 7px 10px; border-radius: 8px; background: #fff; border: 1px solid #ecece9; opacity: 0; transform: translateX(-10px); transition: opacity .35s ease, transform .35s ease; }
.bp-rep__checks li span { color: #1E1E1E; }
.bp-rep__checks li em { font-style: normal; font-weight: 600; color: #15803d; white-space: nowrap; }
.bp-rep__checks li em::before { content: "✓ "; }
.bp-rep__score { opacity: 0; transition: opacity .4s ease; }
.bp-rep__score-top { display: flex; justify-content: space-between; align-items: baseline; }
.bp-rep__score-top b { font-family: var(--f-titulo); font-size: 14px; color: #15803d; }
.bp-rep__bar { height: 8px; border-radius: 8px; background: linear-gradient(90deg, #22c55e, #F3BA2F 55%, #ef4444); margin-top: 7px; position: relative; overflow: hidden; }
.bp-rep__bar span { position: absolute; inset: 0 0 0 auto; width: 100%; background: #e9e9e6; transition: width 1.1s cubic-bezier(.2,.7,.2,1); }
.bp-rep__sello { position: absolute; right: 18px; bottom: 64px; display: inline-flex; align-items: center; gap: 7px; font-family: var(--f-ui); font-weight: 700; font-size: 12px; color: #000; background: var(--bp-amarillo); border-radius: 999px; padding: 8px 14px; box-shadow: 0 10px 24px rgba(243,186,47,0.35); opacity: 0; transform: scale(.6) rotate(-8deg); transition: opacity .35s ease, transform .45s cubic-bezier(.3,1.6,.5,1); }
.bp-rep__sello svg { width: 15px; height: 15px; }
.bp-rep__scan { position: absolute; left: 0; right: 0; height: 60px; top: -60px; background: linear-gradient(180deg, transparent, rgba(243,186,47,0.22), transparent); pointer-events: none; opacity: 0; }
.bp-rep__typing { border-right: 2px solid transparent; }
/* estados de la animación */
.bp-aml__demo[data-paso="1"] .bp-rep__typing { animation: bpTipeo 1.4s steps(30, end) both; border-right-color: var(--bp-amarillo); }
@keyframes bpTipeo { from { max-width: 0; } to { max-width: 100%; } }
.bp-aml__demo[data-paso="2"] .bp-rep__scan { opacity: 1; animation: bpScan 1.6s ease-in-out infinite; }
@keyframes bpScan { from { top: -60px; } to { top: 100%; } }
.bp-aml__demo[data-paso="2"] .bp-rep__checks li, .bp-aml__demo[data-paso="3"] .bp-rep__checks li, .bp-aml__demo[data-paso="4"] .bp-rep__checks li { opacity: 1; transform: none; }
.bp-aml__demo[data-paso="2"] .bp-rep__checks li:nth-child(2) { transition-delay: .2s; }
.bp-aml__demo[data-paso="2"] .bp-rep__checks li:nth-child(3) { transition-delay: .4s; }
.bp-aml__demo[data-paso="2"] .bp-rep__checks li:nth-child(4) { transition-delay: .6s; }
.bp-aml__demo[data-paso="2"] .bp-rep__checks li:nth-child(5) { transition-delay: .8s; }
.bp-aml__demo[data-paso="3"] .bp-rep__score, .bp-aml__demo[data-paso="4"] .bp-rep__score { opacity: 1; }
.bp-aml__demo[data-paso="3"] .bp-rep__bar span, .bp-aml__demo[data-paso="4"] .bp-rep__bar span { width: 88%; }
.bp-aml__demo.is-completo .bp-rep__sello { opacity: 1; transform: scale(1) rotate(-6deg); }
.bp-aml__demo.is-reinicio * { transition: none !important; }
/* productos */
.bp-aml__grid { display: grid; grid-template-columns: repeat(2, 1fr); gap: 20px; margin-top: 24px; }
.bp-servicio { background: linear-gradient(180deg, #121213, #0c0c0d); border: 1px solid var(--bp-borde); border-radius: 22px; padding: clamp(24px, 3vw, 34px); position: relative; overflow: hidden; transition: border-color .25s ease, transform .25s ease; }
.bp-servicio::after { content: ""; position: absolute; right: -60px; top: -60px; width: 180px; height: 180px; border-radius: 50%; background: radial-gradient(circle, rgba(243,186,47,0.14), transparent 70%); pointer-events: none; }
.bp-servicio:hover { border-color: var(--bp-amarillo-borde); transform: translateY(-4px); }
.bp-servicio__top { display: flex; justify-content: space-between; align-items: center; margin-bottom: 18px; }
.bp-servicio__tag { font-family: var(--f-ui); font-size: 12px; font-weight: 700; letter-spacing: .16em; color: var(--bp-amarillo); border: 1px solid var(--bp-amarillo-borde); border-radius: 999px; padding: 4px 12px; }
.bp-servicio h3 { font-size: 22px !important; font-weight: 700; color: #fff; margin: 0 0 10px !important; }
.bp-servicio p { color: var(--bp-texto-2); font-size: 15px; line-height: 1.65; margin: 0 0 18px; }
.bp-servicio__lista { list-style: none; padding: 0; margin: 0; display: grid; gap: 10px; }
.bp-servicio__lista li { display: flex; gap: 10px; align-items: flex-start; color: var(--bp-texto); font-size: 14.5px; line-height: 1.45; }
.bp-redes { display: flex; flex-wrap: wrap; gap: 6px; margin-top: 18px; }
.bp-redes span { font-family: var(--f-ui); font-size: 11.5px; color: var(--bp-texto-2); border: 1px solid var(--bp-borde); border-radius: 999px; padding: 4px 10px; }
.bp-aml__incluye { display: flex; flex-wrap: wrap; justify-content: center; gap: 10px 28px; margin-top: 30px; color: var(--bp-texto-2); font-family: var(--f-ui); font-size: 13.5px; }
.bp-aml__incluye span { display: inline-flex; align-items: center; gap: 8px; }
.bp-aml__incluye svg { width: 16px; height: 16px; color: var(--bp-amarillo); }
.bp-servicios__ctas { display: flex; flex-wrap: wrap; justify-content: center; gap: 12px; margin-top: 30px; }
@media (max-width: 900px) { .bp-aml__demo { grid-template-columns: 1fr; } .bp-aml__grid { grid-template-columns: 1fr; } .bp-rep { transform: none; } .bp-aml__demo > .bp-rep, .bp-aml__demo > *:last-child { order: -1; } .bp-aml__pasos li:not(.is-on) span:not(.bp-aml__n) { display: none; } .bp-aml__pasos li { align-items: center; } .bp-aml__pasos li.is-on { align-items: flex-start; } }
@media (max-width: 480px) { .bp-aml__pasos li { padding: 11px 12px; } .bp-rep__sujeto { grid-template-columns: 1fr; } .bp-rep__sello { bottom: 70px; } }
@media (prefers-reduced-motion: reduce) { .bp-rep__checks li, .bp-rep__score { opacity: 1 !important; transform: none !important; } .bp-rep__bar span { width: 88% !important; } }
/* AML y KYT como seccion propia */
.bp-section--aml .bp-aml { margin-top: 0; padding-top: 0; border-top: 0; }
#aml-kyt { scroll-margin-top: 80px; }
/* Menú: sección actual resaltada y subrayada */
.bp-nav__link { position: relative; transition: color .25s ease; }
.bp-nav__link::after { content: ""; position: absolute; left: 12px; right: 12px; bottom: 2px; height: 2px; border-radius: 2px; background: var(--bp-amarillo); transform: scaleX(0); transform-origin: left; transition: transform .35s cubic-bezier(.2,.7,.2,1); }
.bp-nav__link.is-active { color: var(--bp-amarillo) !important; background: transparent; }
.bp-nav__link.is-active::after { transform: scaleX(1); }
.bp-nav__link:hover:not(.is-active) { color: var(--bp-blanco) !important; }
@media (max-width: 1080px) { .bp-nav__link::after { right: auto; width: 28px; bottom: 6px; } }
/* Crédito de plantilla (solo en Términos) */
.bp-doc__credito { margin-top: 48px; padding-top: 18px; border-top: 1px solid var(--bp-borde); font-size: 12px; color: var(--bp-texto-2); opacity: .7; }
.bp-doc__credito a { color: inherit; text-decoration: underline; }